Hi everyone! This weeks been a tough one as its almost been a month since I began my journey and payday is getting closer. This means its getting tougher for me to hold on to what's left in my account. My current balance is £230 as it stands, and this is set to go towards paying down my Dirty Debt! This week I was landed with paying for my Christmas do and I had to attend a friends birthday meal, and both activities cost me £20 in total so I'm down to £230.
Another reason why its been tough is because I've had some negative comments thrown my way. Things like 'you're crazy', 'you can't live on a budget the whole time', and the worst was 'you're being selfish!' That one hurt me the most because it came from someone very close to me. This person is very bad with their money and constantly asks me for money. So whilst I've been trying to clear debt this has been very draining emotionally. It makes me feel awful to say 'no' but my budget simply cannot afford it. Especially as this person has a track record for not paying back what they borrow.
I think it's important to tell people you come into regular contact with about the journey you're on and why. This is so that they can understand your new lifestyle and can support you, which will in turn make your journey easier.
On a good note!
This is the first time I've returned boots to pay off debt and got to the end of the month with money left over in my bank account. This is a huge milestone for me and one that requires a mini celebration. So here goes... 'Yipeeeeee!'
How do you deal with negativity? Do you know someone who is always borrowing money? Or maybe you have some tips that could help me...
Labels: Budgeting, People